Terms and Conditions of MacroQuantiva
Last updated: July 28, 2026
Acceptance of the Terms and Conditions
By creating an account or using the services of MacroQuantiva, you agree to comply with and fully adhere to these Terms and Conditions. These terms constitute a legally binding agreement between the user (hereinafter, "you") and MacroQuantiva (hereinafter, "we" or "the platform"). If you do not agree with any of these terms, you must refrain from using the platform and its services. We recommend that you carefully read this document to understand your rights and obligations. All modules, subscription plans, policies, and disclaimers associated with MacroQuantiva are considered included in this agreement, and your acceptance extends to all conditions set forth below.
Description of the Service
MacroQuantiva is an online platform that provides various financial tools, macroeconomic analyses, and educational resources for traders and investors. Our services include, but are not limited to, the following modules and functionalities:
MacroDashboard: Main panel that integrates unified macroeconomic data (for example, 36 economic indicators such as inflation, consumption, etc.) to provide an overall view of the market.
Rankings: Asset classification tools (such as stocks, currency pairs, sectors, etc.) based on our proprietary momentum algorithm and other metrics. (The formulas and methodologies used to generate these rankings are exclusive to MacroQuantiva and are considered intellectual property of the platform; see Intellectual Property section).
MacroForex: Module specialized in foreign exchange (Forex) market analysis, providing relevant macroeconomic data and signals for currency pairs.
MacroStocks: Module focused on stock market analysis, including macro indicators affecting exchanges and companies, as well as accumulated sector rankings of indices such as the S&P 500, identifying market leaders and laggards.
MacroCycle: Tool that analyzes economic and market cycles, helping detect cycle phases (expansion, recession, etc.) and their potential impact on different asset classes.
SeasonalTrading: Module offering analysis of seasonal patterns in financial markets (for example, historical monthly or seasonal trends in certain assets) to identify opportunities based on seasonal cycles.
MacroAcademy: Educational platform of MacroQuantiva where courses, seminars, articles, and training materials are offered on macroeconomics, trading, and investment topics.
MacroPortfolio: Tool for monitoring and analyzing investment portfolios, allowing users to track performance with macroeconomic context and receive suggestions based on our analyses.
All of these modules are integrated into MacroQuantiva and may be updated or expanded with new features in the future. We reserve the right to add, modify, or remove modules and platform features to improve the service. Any significant changes to our functionalities will be subject to these Terms and Conditions, which will be updated in a timely manner to reflect such changes.
Not a Broker, Not a Custodian:
MacroQuantiva is a software and analytics platform only. We are not a broker-dealer, we do not custody client funds or assets, we do not execute trades or investment transactions on behalf of users, and we do not guarantee any financial outcome or result.
User Accounts and Registration
To access MacroQuantiva's functionalities, it is necessary to create a user account. By registering, you agree to provide truthful, current, and complete information. This typically includes basic information such as name, email address, and password. The personal information requested is used exclusively for purposes related to the creation and maintenance of your account and the operation of the platform, for example, to enable login and personalize your user experience. We are committed to protecting your personal data in accordance with our Privacy Policy (please consult that document separately for further details).
Account User Responsibilities:
- You are responsible for maintaining the confidentiality of your login credentials (username and password). You must not share your account with third parties.
- Any activity carried out from your account will be presumed to have been performed by you. If you detect unauthorized use of your account, you must notify us immediately.
- You must be of legal age under the applicable legislation in your country to create an account and use our services. By registering, you confirm that you meet this age requirement.
- Registration information must be kept up to date. If there are changes to your email address or other relevant data, please update them in your profile so that we can communicate with you properly if necessary.
We reserve the right to suspend or cancel accounts that violate these Terms (for example, providing false information, improper account use, violation of intellectual property rights, etc.) without prior notice if circumstances warrant.
Subscription Plans and Payments
MacroQuantiva operates under a subscription model that provides access to its various modules and tools. We offer several subscription options to adapt to users' needs:
Quarterly Subscription: Full access to the platform for a period of three months. At the end of this period, the subscription may automatically renew for another quarter unless the user cancels before the renewal date.
Annual Subscription: Full access to the platform for a period of one year. This subscription may be configured to renew automatically at the end of the year unless canceled in advance.
One-Time Payment (Lifetime Access): Through a single upfront payment, the user obtains full access to the platform for an indefinite period (or for the extended period defined in the offer). This one-time payment is non-recurring; once completed, no further charges related to lifetime access will be generated.
Prices and Payments:
- The prices of each subscription plan will be specified at the time of purchase on the platform, explicitly in U.S. dollars (USD).
- By subscribing, you authorize MacroQuantiva (or the designated payment processor) to charge the cost of the selected subscription to your credit card, PayPal account, or other payment method provided. For subscriptions with automatic renewal, you authorize recurring charges according to the agreed billing interval (quarterly or annually).
- If any payment is declined (due to insufficient funds, expired card, or other reasons), we reserve the right to suspend access to the platform until outstanding amounts are settled.
Renewal and Cancellation:
- Quarterly and annual subscriptions will automatically renew at the end of their current term, charging the registered payment method to avoid service interruptions. You may disable automatic renewal at any time from your account settings or by contacting support, ensuring that you do so before the next billing date.
- If you do not wish to continue your subscription, you may cancel it at any time. Upon cancellation, you will continue to have access for the remaining paid period. No further charges will be made (unless you reactivate the subscription). See our Cancellation Policy for full details.
- Refund Policy: MacroQuantiva maintains a separate Refund Policy (see "Refund Policy" on our website for more information). In general terms, subscriptions already paid are non-refundable once the contracted period has begun, except in exceptional circumstances provided in the Refund Policy or required by applicable law. For example, we may offer prorated refunds if the platform experiences prolonged technical failures preventing service use, or if the law in your jurisdiction grants a withdrawal right within a certain timeframe. Please review the Refund Policy for conditions and procedures.
Price Modifications:
We reserve the right to modify subscription or service prices. Any changes in subscription fees will be notified in advance through your registered email or via a prominent notice on the platform. Price changes will not affect active subscriptions until the next billing cycle; new prices will apply at renewal or when subscribing to a new plan after the changes take effect.
Permitted Use of the Platform
By using MacroQuantiva, you agree to use the platform and its content in an ethical and lawful manner, in compliance with these Terms and Conditions and all applicable laws and regulations. The following conduct is strictly prohibited:
Misuse of Information: You shall not use MacroQuantiva's data, analyses, rankings, educational materials, or other content for unlawful, fraudulent, defamatory purposes, or to harm third parties. The information provided is solely for your personal or internal use in your investment decisions or learning process. The resale, redistribution, or unauthorized commercial exploitation of content obtained through the platform is prohibited.
Sharing Access: Your subscription is individual. You must not share your login credentials or allow unauthorized persons to use your account. Simultaneous access from multiple locations or devices in an abusive manner may result in suspension for security reasons.
Reverse Engineering or Data Extraction: You are prohibited from attempting to extract source code, formulas, algorithms, databases, or any underlying elements of the platform through reverse engineering, scraping, hacking, or other means. This includes attempting to discover proprietary formulas used to generate rankings or other analyses.
Third-Party Intellectual Property: You shall not upload, post, or transmit content through MacroQuantiva that infringes copyrights, trademarks, or other intellectual property rights of third parties. Nor shall you use the platform to distribute unauthorized or illegal material.
Interference with the Platform: Any attempt to compromise the security, integrity, or availability of MacroQuantiva is prohibited. This includes, but is not limited to, the spread of computer viruses, denial-of-service attacks, or any activity that interferes with the normal functioning of our services.
Broadcasting/Recording: Conducting live broadcasts, recordings, public presentations, or sharing the real-time use of MacroQuantiva through platforms such as Zoom, Google Meet, YouTube, Discord, or similar services, without the express prior written authorization of FT QUANT LLC. This practice directly affects the viability of the service and is considered improper use and unauthorized distribution of the tool.
Failure to comply with these rules may result in suspension or termination of your account, appropriate legal action, and/or notification to the competent authorities, depending on the severity of the violation.
Intellectual Property
All content and tools provided on MacroQuantiva, including but not limited to texts, data, graphics, logos, designs, algorithms, ranking calculation formulas, software code, educational videos, and any other material, are protected by copyrights, trademarks, trade secrets, or other intellectual property rights that belong to us or for which we hold a license.
Reserved Rights: MacroQuantiva and its licensors retain all intellectual property rights over the content and services offered. The MacroQuantiva name, its logos, and slogans are registered trademarks or trademarks pending registration, and you do not acquire any ownership rights over them by merely using the platform.
Limited License: You are granted a personal, limited, non-exclusive, non-transferable, and revocable license to access and use the platform and its content solely for your personal or internal analytical and informational purposes. This license does not grant you any right to copy, reproduce, modify, distribute, sell, publish, or create derivative works from any MacroQuantiva content without our prior written authorization.
Proprietary Formulas and Methodologies: In particular, the formulas, algorithms, and methodologies used to generate rankings, macroeconomic analyses, trading signals, and other analytical tools are the exclusive property of MacroQuantiva. They are considered confidential information and trade secrets. It is strictly prohibited to attempt to replicate, disclose, or use such methodologies outside the platform without authorization. Any attempt to misappropriate or disclose these formulas will be considered a serious violation of these Terms and Conditions and of our intellectual property rights.
User Content: If you submit suggestions, ideas, questions, or other materials through our forums, contact channels, or any interactive functionality, you understand that such submissions are not confidential and that we may freely use them (including ideas for improving the platform) without compensation to you. However, we commit not to publicly disclose your identity in connection with your comments or suggestions without your consent.
Any unauthorized use of MacroQuantiva's content or intellectual property constitutes a breach of these Terms and Conditions and may violate copyright, trademark, and other laws, potentially resulting in civil and criminal legal actions.
Privacy and Data Protection
The protection of your personal data is very important to us. While we maintain a separate Privacy Policy detailing our practices, below we summarize some relevant points related to the use of the platform:
Registering: By registering and using MacroQuantiva, you provide certain personal data (such as your name, email address, and payment information in the case of a subscription). These data are used solely for legitimate and necessary purposes to provide the service to you, such as: creating and managing your user account, processing payments, sending subscription notifications, improving the platform, and providing customer support.
Exclusive Use and Non-Disclosure: The data you provide will be used exclusively for purposes related to MacroQuantiva and the functioning of our tools. We will not share your personal information with third parties unrelated to the service without your express consent, except when necessary to process payments (for example, with secure payment gateways) or when required by law.
Information Security: We implement administrative, technical, and physical security measures to protect your data against unauthorized access, alteration, or destruction. However, no system is infallible; by using the platform, you understand that there are inherent risks in transmitting information over the Internet, and therefore we cannot guarantee absolute security.
Access, Correction, and Deletion Rights: Depending on your jurisdiction, you may have rights regarding your personal data (access, rectification, cancellation, opposition, portability, etc.). You may exercise these rights by contacting us via the support email or contact form, and we will address your request in accordance with applicable legislation.
We encourage you to read the complete Privacy Policy on our website for detailed information about how we collect, use, store, and protect your personal data, as well as the cookies we use and the options available to you regarding privacy.
Disclaimer
Informational and Educational Use: MacroQuantiva provides financial information, macroeconomic analyses, asset rankings, and educational content to assist users in their investment decision-making. However, nothing on the platform constitutes personalized investment advice, professional financial advisory services, or a guarantee of results. The information and tools are provided for informational and educational purposes only. You are solely responsible for evaluating the suitability of the information provided for your specific purposes and for your financial or investment decisions.
Investment Risk: Financial markets involve significant risks. The value of investments may rise or fall, and you may receive less than your invested amount or incur losses. Past performance or analysis results (including signals or rankings provided by MacroQuantiva) do not guarantee future returns. By using our tools, you acknowledge that you invest at your own account and risk, and that MacroQuantiva shall not be responsible for losses or damages resulting from decisions made based on information obtained through the platform.
No Guarantee of Accuracy or Availability: Although we strive to keep information updated and accurate, MacroQuantiva does not guarantee that data, indicators, analyses, or any content on the platform are free from errors, delays, or inaccuracies. Macroeconomic indicators, market prices, and other data may originate from third-party sources, and although we consider such sources reliable, we cannot ensure their absolute accuracy or real-time updates. Likewise, the platform is provided "as is" and "as available." We do not guarantee that the service will be uninterrupted, timely, or error-free at all times. We will make reasonable efforts to correct errors or promptly restore service, but we shall not be responsible for temporary access limitations or technical failures.
No Fiduciary Relationship: The use of MacroQuantiva does not establish a financial advisory, investment advisory, or client-advisor relationship between you and the platform. We are a provider of tools and automated analyses; any decision you make based on our content is solely your responsibility. If you require personalized financial advice tailored to your specific situation, we recommend consulting a qualified professional (for example, a registered financial advisor).
Limitation of Liability
To the fullest extent permitted by applicable law, MacroQuantiva and its founders, employees, collaborators, suppliers, or affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including, without limitation, economic losses, loss of opportunities, loss of profits, business losses, or loss of data, arising out of or in connection with the use or inability to use the platform and its services, even if we have been advised of the possibility of such damages.
Our total aggregate liability for any claim related to the use of MacroQuantiva, whether based on contract, warranty, strict liability, negligence, or otherwise, shall in no event exceed the total amount (fee) you have paid us in the twelve (12) months preceding the event giving rise to the claim (or, where applicable, the equivalent of one year of subscription under the specific user's plan). If you use a "One-Time Payment" or lifetime access, the maximum liability shall be limited to the amount actually paid for such access.
Nothing in these Terms and Conditions excludes or limits MacroQuantiva's liability for willful misconduct, fraud, intentional wrongdoing, or any other liability that cannot be excluded or limited under applicable law. However, in jurisdictions that do not allow the exclusion of certain warranties or the limitation of liability, our liability shall be limited to the extent permitted by law.
Modification of Terms and Termination of Service
Changes to the Terms: MacroQuantiva reserves the right to modify these Terms and Conditions at any time. If material changes are made, we will notify you via the registered email address and/or through a prominent notice on the platform before the modification becomes effective. It is your responsibility to periodically review the Terms and Conditions for updates. Continued use of the platform after the effective date of the modifications constitutes your acceptance of the new terms. If you do not agree with the modifications, you must cancel your subscription and stop using the platform before the new terms take effect.
Suspension or Termination: We may temporarily suspend your access to MacroQuantiva or permanently terminate your account if you materially breach these Terms and Conditions, if you engage in conduct that may cause harm to the platform or other users, or if required by law (for example, in cases of fraudulent use). In the event of termination due to your breach, you shall not be entitled to a refund of any amounts paid. We also reserve the right to discontinue all or part of the platform (for example, a specific module) upon prior notice to active users. If the service is discontinued entirely, you will be refunded the unused portion of your prepaid subscription, if applicable.
Voluntary Cancellation: You may close your account or cancel your subscription at any time through the options available on the platform or by contacting support. See our Cancellation Policy for full details. Please note that deletion of your account is irreversible — your personal data will be deleted or anonymized in accordance with our Privacy Policy, and you will lose access to the content and tools of MacroQuantiva that require an active account.
Governing Law and Jurisdiction
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of Wyoming and the United States, without regard to conflict-of-law principles, except where mandatory law in your country of residence provides otherwise (for example, consumer protection regulations establishing jurisdiction in the consumer's domicile). In the event of any dispute or claim arising out of this agreement or the use of the platform, we will first attempt to resolve it amicably. If an amicable resolution cannot be reached, you and MacroQuantiva agree to submit to the jurisdiction of the competent courts of the State of Wyoming, United States, unless mandatory law in your country provides otherwise.
Binding Arbitration and Class Action Waiver:
To the fullest extent permitted by applicable law, any dispute, claim, or controversy arising out of or relating to these Terms and Conditions or the use of MacroQuantiva that cannot be resolved amicably shall be resolved by binding, individual arbitration rather than in court, except that either party may bring an individual action in small claims court. YOU AND MACROQUANTIVA EACH WAIVE THE RIGHT TO A JURY TRIAL AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR ANY OTHER REPRESENTATIVE PROCEEDING; disputes must be brought in an individual capacity only. This arbitration clause does not apply where mandatory consumer-protection law in your country of residence prohibits it. You may opt out of this arbitration agreement by emailing macroquantiva@financialstools.com within 30 days of first accepting these Terms, stating your name and that you opt out of arbitration.
Severability: If any provision of these Terms is deemed invalid, illegal, or unenforceable, such provision shall be enforced to the maximum extent permitted and shall be deemed severed from the remainder of the agreement, which shall remain valid and enforceable in its remaining terms.
No Waiver: MacroQuantiva's failure to enforce strict compliance with any clause of these Terms shall not constitute a waiver of its right to enforce such clause in the future, nor shall it constitute a waiver of the term or condition itself.
Contact and Support
If you have questions, concerns, or require assistance related to these Terms and Conditions or the use of the platform, please do not hesitate to contact us. You may reach the MacroQuantiva team via email at macroquantiva@financialstools.com. You may also find additional information in the Contact section of our website.
Last updated: July 28, 2026
By using MacroQuantiva, you acknowledge that you have read, understood, and accepted these Terms and Conditions in their entirety. We appreciate your trust and hope that our services will be highly valuable in helping you achieve your financial objectives in an informed and responsible manner.